Creative Commons Credit Cards Image

The picture below related to the word Credit Cards is licensed under a Creative Commons Attribution-ShareAlike 3.0 license which permits the use of the image for any purpose including commercial use and also permits the image to be modified, attribution is a condition of the license.

Credit Cards

Credit Cards

Credit Cards by Nick Youngson CC BY-SA 3.0 Pix4free

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A credit card is a card that allows the cardholder to purchase goods on credit up to the limit on their card. The card issuer, normally a bank, pays for the purchase and then charges the cardholder the purchase price plus a monthly interest charge which is normally in excess of loan rates. The cardholder often has the choice to pay the credit amount off in a lump sum before the first interest charge is due without incurring an interest charge. Not only do credit cards provide a loan to purchase goods but they often insure the cardholder against merchant fraud. A debit card is similar to a credit card but when goods or services are purchased the bank pays the merchant but immediately deducts the cost of the purchase from the cardholder's account.

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Credit Cards by Nick Youngson CC BY-SA 3.0 Pix4free

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License: Creative Commons 3 - CC BY-SA 3.0

Original Author: Nick Youngson - link to -

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